Your plan is worked out fresh every time you open it, from your agreement and the figures you have recorded. Nothing is stored, so it is never out of date.
It runs in this order:
- What comes in. Every income normalised to an average month.
- Household money. Either everything is pooled, or each of you contributes, worked out by the rule you agreed. What each of you keeps is shown beside what you put in.
- What has to be paid. The household’s commitments come out of household money; your own come out of what you keep.
- Personal money, funded before anything optional.
- What is left, walked through your priorities in your order — emergency buffer, debt overpayments, savings goals, in whatever sequence you chose.
- Left flexible. Whatever survives the walk. It is not earmarked for anything.
Every destination is listed even when it received nothing, and each says which kind of nothing it was: never set up, already at its target, or reached after the money had run out.
Nothing is reordered for you
Feylo will not put a debt ahead of your savings goal because that would be mathematically better, and it does not choose a repayment strategy. The order is the one you agreed.